CREDIT RISK MANAGEMENT

CRM products and services are divided into 5 categories namely:

 INDIVIDUAL LENDING

Available to any individual or enterprise with qualifying credit requirement. These facilities have scheduled repayments periods, which can be monthly or weekly. Repayment duration for this product is 6 months (unless there’s moratorium)

GROUP LENDING

Provision of credit facility to group and association to enhance their businesses.

  • Cooperatives
  • Outreach Programs

Repayment duration for this product is 6 months (unless there’s moratorium)

AGRICULTURAL LOAN

AEA makes it easy for you to manage your farm or make it more productive.We support farmers such as crop, poultry and fish farmers. Repayment duration for this product is 6 to 12 months (depending on the type of Agric business)

 AEA QUICK BUSINESS FINANCE (AQBF)

For clients who need cash to take advantage of a business opportunity and expect immediate return. AQBF allows for short term working capital to finance business and meet short term liquidity requirement. Repayment duration for this product is 3 months

AEA LPO FINANCE (ALF)

Provision of short term loan facility to clients who supply goods to reputable organisations. Local Purchase Order (LPO) will have to be provided.Repayment duration for this product is 3 months

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